How To Finance Your Plastic Surgery Procedure

How To Finance Your Plastic Surgery Procedure

It’s an exciting time; you’ve made the bold decision to get plastic surgery. You’re finally taking the proper steps to restore your confidence and feel better about your appearance.

Let’s face it, cosmetic procedures are very normalized in our society, as countless celebrities and socialites have admitted to going under the knife. No one should feel ashamed or embarrassed about the fact they finally are able to take control of their destiny and complement their aesthetics.

While there’s a lot of information out there, we never really talk about the financial aspect. Here are a few things to consider:

Proper Planning

The first step should be to book a consultation with Dr. James Lee. With numerous years of experience, he can recommend specific procedures to suit your needs and overall vision. You can always check out the website prior to your appointment and understand how much each procedure costs.


Before we dive into this subject, patients should understand that plastic surgery is not covered under the universal Canadian health care system. Therefore, you’ll have to pay out of pocket.

Luckily, there are numerous ways to finance a procedure in this day and age. Most individuals use either Medicard or Credit Medical Corporation, which is a financial intermediary between patients and doctors for elective procedures. Our office receives payment directly, so you don’t have to worry about dropping off a cheque every month.

Typically, you have to apply for financing and go through a simple and quick approval process. Following suit, you’ll discuss interest rates and set up a monthly payment process with no down payment required for most cases.

If you’re thinking about pursuing a different path, consider meeting with a financial advisor to get an idea of your cash flow situation. Some individuals prefer to pay everything upfront, so you may have to cash some stocks or RRSPs to generate some capital.


It’s important to be realistic about these procedures and understand the extent of the recovery time. Be sure to book vacation days from work to rest at home and properly recover from your operation. We advise talking to the human resources department at your organization and letting them know you’re going to be taking some time off to recover from an elective procedure. This way, your employer will be on the same page and understand some downtime is necessary.

You shouldn’t be too concerned with the financial aspect of plastic surgery, as there are multiple options available. Take a leap of faith and treat yourself to an invigorating experience that will inspire confidence and change your life. If you’re in the Montreal or Laval area, trust Dr. James Lee to perform the newest and most innovative procedures in the industry. Give the office a call today at 514-664-2076.